ShadowAngel Group, Ltd.                                                      (646) 281-7027

Merchant and ACH Cash Advance

Merchant Cash Advance and its related ACH Advance are powerful financing tools for retailers.  They are lump sum unsecured cash advance which are repaid from a percentage of future credit card or other retail sales.  Although sometimes considered an expensive form of financing, Merchant Cash and ACH Advances are readily accessible sources of working capital when other options are simply not available.

How Merchant Cash and ACH Advances Work

A Merchant Cash or ACH Advance is a lump sum advance of cash today which will be repaid from future credit card or retail sales.  The provider will collect repayment by taking a percentage of each sale until the advance is repaid.  Its important to note that most Merchant Cash or ACH Advances are not considered loans but simply advances of cash based on the probability of future sales.

There are some significant advantages and benefits to Merchant Cash and ACH Advances over other forms of financing which include...

 A Renewable Source of Funding

 Although Merchant Cash and ACH Advances are considered expensive, there is considerable risk for the provider in these unsecured cash advances transactions, so the expense is understandable.  It is also important to note that industry statistics evidence nearly two out of every three businesses opting to utilize this type of funding, find the advances so beneficial, that they renew their advances a second and even third time for working and expansion capital until they can qualify for a more traditional and less expensive type of financing.

Find Out More

One of the best ways to further explore inventory finance and to see if its right for you and your business is to request our FREE booklet, "When Banks Say NO!...The Small Business Guide to Factoring."  Its FREE, from ShadowAngel Group, Ltd.(click here to order)

Apply Today for Business Finance

To request a FREE business finance proposal, simply download our convenient application by clicking the "GET A QUOTE" button below and then return your completed form to our offices via fax or email.